Cross Insurances

Life Assurance

At Cross Insurances, we aim to give you security throughout your life with a range of innovative products. We can secure the most competitive Life Assurance policies whether for Personal, Spouse or Business Protection. We will also guide you on selecting the most suitable product and assist you in assessing the level of cover appropriate to your circumstances.

We can advise on the following:

Mortgage Protection
Level Term
Convertible Term
Keyman

Co Directors / Partners
Section 72
Contingency
Family Income Benefit


Serious Illness

Serious Illness is also referred to as Specified Illness Cover or Critical Illness Cover.

There are many medical conditions and illnesses that, although not immediately fatal, have a serious impact on our ability to earn a living. It makes sense to consider what would happen if you suffered a serious illness or medical condition.

In the event you are diagnosed with a medical condition which is covered under your policy, you will receive a tax free lump sum. Serious Illness Insurance can help to ease financial burden, allowing you to concentrate on your recovery.

We can advise on the following:

Serious Illness
Terminal Illness


Pensions

The world of pensions is broad and tends to be fairly complex. The key to ensuring future financial security is advance planning.

At Cross Insurances we seek to outline the options available on retirement to help you structure your own pension plan in the most efficient manner possible, to help select the best partners to work with and to ensure the most advantageous post-retirement benefits are achieved.

Our partners enable us to offer you cutting edge funds and investment opportunities available at both a local level and on a global basis.

We can advise on the following type of pensions:

  • Personal Pension Plans
  • Occupational / Business Pension Plans
  • Small Self-Administered Pension Schemes (SSAPs)
  • Personal Retirement Bonds / Buy Out Bonds
  • Personal Retirement Savings Accounts (PRSAs)
  • AVCs

Post Retirement Options:

  • Annuities
  • Approved Retirement Funds
  • Approved Mandatory Retirement Funds

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