Businesses face the risk of legal action being taken against them in respect of their legal liability for personal injury, property damage or financial loss. Liability cover is designed to protect the policyholder against these risks. These needs can be met in a variety of different ways depending on your type of business.
An Employers Liability policy can cover the legal liability of an employer which relates to bodily injury, death or disease sustained by an employee and any loss of or damage to property which arises during the course of the employment.
A Public Liability policy can protect the insured in respect of his legal liability to third parties for bodily injury, death, illness or disease and for any loss of or damage to property in connection with the business.